A loan never repaid, rent arrears, a bounced cheque, a deposit not refunded: between private individuals too, a debt is recovered with rules and method.
When the debtor is someone you know — a former partner, a tenant, a relative, a buyer — the difficulty is not only financial. You need someone to handle the position firmly and without conflict, first verifying what can actually be proven and recovered.
I help you reconstruct the documentation, formalise the demand correctly and, where possible, reach an agreement that gets your money back within a defined timeframe.
Individuals who lent money and were not repaid; landlords with unpaid rent or charges; sellers with deposits or balances never received; holders of unpaid cheques or promissory notes; heirs with claims of the deceased to enforce; Italians abroad with debts to recover in Italy.
For the first analysis, whatever you have available is enough. Typically useful:
Yes, if there is evidence of the transfer of money and of its nature as a loan (bank transfers with a reference, messages, witnesses). We reconstruct the evidence together before any initiative.
This is the most frequent situation. A professional, measured intervention often unblocks the negotiation precisely because it moves the discussion to a formal, neutral level.
With a formal notice including the exact calculation of the arrears. In parallel we assess, with partner lawyers, eviction for non-payment and recovery of the sums.
Document review, counterparty solvency, limitation periods and strategy: understand before you act.
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Negotiating settlement agreements to close complex positions with certain amounts and timelines.
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Debt restructuring, planning and financial decisions with an independent, certified approach.
Discover the serviceA confidential first conversation to understand the position and identify the most concrete way forward. Reply within one business day.