A customer isn't paying: five steps to recover the debt
From the first reminder to the formal notice and, if needed, the Italian payment order: the right sequence to get paid without wasting time or damaging the commercial relationship.
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The Italian payment order (decreto ingiuntivo): what it is, when it makes sense and how long it takes
The fastest way to obtain an enforceable title in Italy: requirements, written evidence, the 40-day opposition window and provisional enforceability.
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Saldo e stralcio: how to close a debt with a final settlement agreement
When it makes sense, how it is negotiated, what the agreement must contain for the position to be truly closed — and the effects on credit-bureau records.
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Limitation periods for debts in Italy: the deadlines to know and how to interrupt them
Ten years, five years, short periods: when a claim becomes time-barred in Italy, how the limitation period is interrupted and why it pays to act in time.
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Late-payment interest in commercial transactions: what Italian Legislative Decree 231/2002 provides
Between businesses and professionals, late-payment interest accrues automatically and at an increased rate: how it is calculated, the flat-rate compensation and the clauses to avoid.
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Over-indebtedness: the Italian Insolvency Code's solutions for individuals and small businesses
Consumer debt restructuring plan, minor composition, controlled liquidation and discharge: the procedures for those who can no longer meet their debts.
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