Professional advisory and assistance in financial and credit matters: analysis of debt positions, debt collection, settlement agreements and tailored solutions for individuals and businesses. One point of contact, from first analysis to closure.
Every credit position is different. Pick the scenario closest to yours: I explain what can be done and how we work.
Professional reminders, formal notice and a repayment plan. If needed, court proceedings with partner lawyers.
How we proceed “I don't know whether the debt is still recoverable”Document review, limitation periods and debtor solvency: an honest assessment before you invest time and money.
What we analyse “I want to close a debt with an agreement”Settlement negotiation or repayment plan: a definitive solution, with certain amounts and timelines.
How it worksFrom the initial analysis to the definitive solution, every case is handled personally, with confidentiality, regular updates and clear costs from the outset.

Unpaid invoices, professional reminders, repayment plans and receivables portfolio management for SMEs and professionals.
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Unreturned loans, unpaid rent, cheques and acknowledgements of debt: the most effective route to getting your money back.
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Document review, counterparty solvency, limitation periods and strategy: understand before you act.
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Negotiating settlement agreements to close complex positions with certain amounts and timelines.
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Preventing bad debt: customer reliability, contract terms, reminder procedures and monitoring.
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Debt restructuring, planning and financial decisions with an independent, certified approach.
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A certified financial advisor based in Bern, I handle credit management and debt recovery for individuals and businesses in Italy, Europe, Canada and the United States. My work rests on a simple conviction: a debt is recovered with method, expertise and transparency — not with pressure or promises.
The EFPA Italia professional qualification, continuing MiFID II training, the ESG Advisor certification and the ANASF programme in advisory and investor protection guarantee a service that is up to date, compliant and results-oriented.
No surprises: you always know where we stand, what we are doing and why.
You tell me about the situation. A confidential conversation, in person or remotely, with no obligation.
I review documents, amounts, deadlines and the counterparty's solvency. I check limitation periods and titles.
I propose the most effective route — reminder, formal notice, agreement or legal action — with clear costs and timelines.
I personally handle negotiation and correspondence; I coordinate partner lawyers if the courts are needed.
Payment collected, agreement signed or repayment plan monitored to the last instalment. Final report.
Not a call centre, not an anonymous collection agency: a professional who knows your file and answers in person.
EFPA Financial Advisor, MiFID II training, ESG Advisor and ANASF: verified skills, updated every year.
Before we start you know the costs, timelines and realistic probabilities. No promise I cannot keep.
I personally follow every case from start to finish. Timely updates, no hand-offs.
In most cases a well-built agreement is faster and cheaper than litigation. When the courts are needed, I say so.
Information about your position stays between us. Data handled in compliance with the GDPR.
Partner lawyers, accountants and notaries for court proceedings and tax matters, coordinated by a single lead.

From the first reminder to the formal notice and, if needed, the Italian payment order: the right sequence to get paid without wasting time or damaging the commercial relationship.
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The fastest way to obtain an enforceable title in Italy: requirements, written evidence, the 40-day opposition window and provisional enforceability.
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When it makes sense, how it is negotiated, what the agreement must contain for the position to be truly closed — and the effects on credit-bureau records.
Read the articleYes. The first conversation serves to understand the situation and assess whether and how I can help. Only after the analysis do you receive a proposal with clear costs and timelines, and you decide freely.
It depends on the amount, the documentation and the debtor's solvency. Many positions are closed out of court within a few weeks of the formal notice; a repayment plan may run for a few months; court proceedings take longer. I give you a realistic estimate after the analysis.
Not for the out-of-court phase — reminders, formal notices, negotiation, agreements. When a payment order or enforcement is required, I coordinate partner lawyers, who act under a direct mandate from the client.
Often yes. In Italy the ordinary limitation period is ten years and it is interrupted by a written formal demand (registered letter or certified email). I check the applicable periods for your case before any action.
Yes. The practice is in Bern, but I work with clients in Italy, across Europe, in Canada and in the United States. Consultations take place in person or remotely by video call, with secure document exchange.
A confidential first conversation to understand the position and identify the most concrete way forward. Reply within one business day.